Learn to catch more Bass even if you’re a beginner. Bass Fishing Basics. - MR. Lister Unlimited Ad Placement Platform! Here it is, finally a platform with common sense.Mr. Lister Online classifieds provides you with unlimited ad placement every month.You can post items till … New Family Of classifieds That Work!! […]

Fashion History.
100 content rich, illustrated pages of fashion History, Costume History, Clothing, Textiles and Social History. fashion History. - 100 content rich, illustrated pages of fashion History, Costume History, Clothing, Textiles and Social History. fashion History.

Trout Fishing Secrets.
Trout Fishing Secrets Revealed - How to Catch A Trout Everytime: When Spinner Fishing Your Favorite Stream Or River! Trout Fishing Secrets. - We’re sorry, but the article you requested is not currently available on Chron.com . If it’s an older article that you had bookmarked, you may be able to find it in the […]

The Furnishings - They Are Not Part of The DEAL
central oregon homes are often sought after by the second home buyers.  Many of these homes are sold furnished, which can be confusing to the lender, the buyer and the seller.  When furnishings are included they should NOT be part of the transaction.  Any value should be addressed outside of escrow - in our resort communities this can make or break a deal. A couple of years ago I listed a condo at about $50,000 over what both the seller and I knew an appraisal would come in at.  A lot of agents questioned our pricing, they thought we were out of line.  What they failed to realize is that we knew the appraiser could not add the furnishings to the appraisal and that there was no way an lender or appraiser could say that the $60,000 of furnishings had no value. Yes used furniture is not worth much, however, a furniture package that has been used for about 4 weeks at retailed at over $60,000 is worth a lot more than nothing. The condo sold for the asking price and did so quickly - however, the buyer did have to pay more than the home appraised for.  If you are a seller that intends to sell your home furnished, be sure to have an inventory and know that this can cause issues.  Buyers if you are looking to purchase a home furnished - be prepared to possibly have to come to the plate with a little more money or purchase the furnishings outside of escrow. Furnishings are considered personal property and a mortgage can not be placed on personal property. The mortgage is for the home which is real property.  Make sure your lender knows about the furnishings - and be certain your agent is familiar with the process of closing a home with furnishings, it can save you a lot of headaches.

Southern Deschutes County Faces “Local Rule”
The sky is not falling - yes we are now faced with changes for our septic systems (nitrate reducing system) and yes the real estate market of central oregon is tough. Residents of La Pine and all of Southern Deschutes County including Three Rivers South have been facing “local rule” for a long period of time. We all knew it would be voted in, no matter how hard we protested, questions remained as to what changes would be made and how it would effect us. The majority of the homes currently on the market will require a retro fit at best, some will require a whole new system, costs will vary from home to home. What are some of the things that will effect the costs of you upgrade? Location of the existing system - if your existing system is located in an open area chances are you will have a lower cost. Why? Because the nitrate reducing tank sits beside your existing tank, easy access to your existing tank will leave your property with less disturbance than if your tank sits under your deck or between your home and shop. A few thoughts to those of you preparing to build, keep in mind the new system will require electricity and a phone line. The new system will require routine maintenance and placing your system where it is easily accessible may save you money down the road. For More central oregon Information on Local Rule click here

This entry was posted on Monday, July 21st, 2008 at 6:50 pm and is filed under Oregon News. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.